Stoik — Terms of Service

Stoik — Terms of Service

Terms of Service

Terms of Service

Last Updated: July 4, 2026

Last Updated: July 4, 2026

1. Acceptance of Terms

1. Acceptance of Terms

By downloading, installing, or using Stoik (“the App”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use the App. These Terms also serve as the End User License Agreement (EULA) for the App.

By downloading, installing, or using Stoik (“the App”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use the App. These Terms also serve as the End User License Agreement (EULA) for the App.

2. Description of Service

2. Description of Service

Stoik is a focus, discipline, and self-improvement application providing a focus timer, tasks and to-dos, a reading tracker, streaks, experience points (XP) and leaderboards, end-to-end encrypted messaging, AI-generated roadmaps, an in-app focus “credits” economy, and an optional app-blocking feature that uses Apple’s Screen Time controls. The App is provided for informational, organizational, and self-improvement purposes only.

Stoik is a focus, discipline, and self-improvement application providing a focus timer, tasks and to-dos, a reading tracker, streaks, experience points (XP) and leaderboards, end-to-end encrypted messaging, AI-generated roadmaps, an in-app focus “credits” economy, and an optional app-blocking feature that uses Apple’s Screen Time controls. The App is provided for informational, organizational, and self-improvement purposes only.

3. No Guarantees

3. No Guarantees

THE APP DOES NOT GUARANTEE ANY SPECIFIC RESULTS, INCLUDING BUT NOT LIMITED TO improvements in productivity, focus, discipline, habit formation, academic performance, income, or well-being. All features, scores, streaks, and rankings are tools and estimates provided for informational purposes only. Outcomes depend on countless factors outside the App’s control. The App does not provide medical, psychological, financial, legal, or other professional advice.

THE APP DOES NOT GUARANTEE ANY SPECIFIC RESULTS, INCLUDING BUT NOT LIMITED TO improvements in productivity, focus, discipline, habit formation, academic performance, income, or well-being. All features, scores, streaks, and rankings are tools and estimates provided for informational purposes only. Outcomes depend on countless factors outside the App’s control. The App does not provide medical, psychological, financial, legal, or other professional advice.

4. Eligibility

4. Eligibility

You must be at least 13 years old to use the App. If you are under the age of majority in your jurisdiction, you may use the App only with the consent and supervision of a parent or legal guardian who agrees to these Terms.

You must be at least 13 years old to use the App. If you are under the age of majority in your jurisdiction, you may use the App only with the consent and supervision of a parent or legal guardian who agrees to these Terms.

5. Your Account

5. Your Account

You are responsible for any activity under your account and for maintaining the security of any device on which you use the App. You agree not to impersonate any person or entity.

You are responsible for any activity under your account and for maintaining the security of any device on which you use the App. You agree not to impersonate any person or entity.

6. Acceptable Use

6. Acceptable Use

Stoik includes social features (a leaderboard, user search, and messaging). You agree that you will NOT:

Stoik includes social features (a leaderboard, user search, and messaging). You agree that you will NOT:

• Harass, threaten, abuse, defame, or harm other users;

• Harass, threaten, abuse, defame, or harm other users;

• Post, send, or share content that is illegal, infringing, hateful, harassing, sexually explicit, exploitative of minors, or otherwise objectionable;

• Post, send, or share content that is illegal, infringing, hateful, harassing, sexually explicit, exploitative of minors, or otherwise objectionable;

• Impersonate any person or misrepresent your affiliation with anyone;

• Impersonate any person or misrepresent your affiliation with anyone;

• Send spam or unsolicited messages;

• Send spam or unsolicited messages;

• Cheat, manipulate, automate, or exploit XP, streaks, or the leaderboard;

• Cheat, manipulate, automate, or exploit XP, streaks, or the leaderboard;

• Reverse engineer, decompile, interfere with, or gain unauthorized access to the App or its systems;

• Reverse engineer, decompile, interfere with, or gain unauthorized access to the App or its systems;

• Use the App for any unlawful purpose or in violation of these Terms.

• Use the App for any unlawful purpose or in violation of these Terms.

We may remove content and suspend or terminate accounts that violate these Terms, at our sole discretion and without notice.

We may remove content and suspend or terminate accounts that violate these Terms, at our sole discretion and without notice.

7. User Content

7. User Content

You retain ownership of content you create in the App (notes, messages, profile details, photos — “User Content”). By using the App, you grant The Company a limited, non-exclusive, worldwide license to host, store, and process your User Content solely to operate and provide the App. Messages are end-to-end encrypted, and we cannot access their content. You are solely responsible for your User Content and your interactions with other users. The Company is not responsible for the content, conduct, or communications of any user.

You retain ownership of content you create in the App (notes, messages, profile details, photos — “User Content”). By using the App, you grant The Company a limited, non-exclusive, worldwide license to host, store, and process your User Content solely to operate and provide the App. Messages are end-to-end encrypted, and we cannot access their content. You are solely responsible for your User Content and your interactions with other users. The Company is not responsible for the content, conduct, or communications of any user.

8. App Blocking, Focus Alarm & Screen Time

8. App Blocking, Focus Alarm & Screen Time

Stoik’s app-blocking and focus “motion alarm” features are provided as self-control aids only, using Apple’s Screen Time (Family Controls) framework and your device’s motion sensors. You acknowledge and agree that:

Stoik’s app-blocking and focus “motion alarm” features are provided as self-control aids only, using Apple’s Screen Time (Family Controls) framework and your device’s motion sensors. You acknowledge and agree that:

• These features are best-effort and not guaranteed. Due to platform limitations, background execution, notifications, alarms, and blocking may be delayed, interrupted, bypassed, or fail to trigger — for example while you are using another app, when the device is under system pressure, or when iOS suspends background activity.

• These features are best-effort and not guaranteed. Due to platform limitations, background execution, notifications, alarms, and blocking may be delayed, interrupted, bypassed, or fail to trigger — for example while you are using another app, when the device is under system pressure, or when iOS suspends background activity.

• You must not rely on these features for any safety-critical, time-critical, or otherwise important purpose. They are not alarms, reminders, or security tools you should depend on.

• You must not rely on these features for any safety-critical, time-critical, or otherwise important purpose. They are not alarms, reminders, or security tools you should depend on.

• You are responsible for the apps and categories you choose to block, and for any consequence of blocking (or failing to block) them, including missing calls, messages, or notifications from blocked apps.

• You are responsible for the apps and categories you choose to block, and for any consequence of blocking (or failing to block) them, including missing calls, messages, or notifications from blocked apps.

• You may disable, pause, or remove blocking and the motion alarm at any time, and you may revoke Screen Time and motion permissions in iOS Settings.

• You may disable, pause, or remove blocking and the motion alarm at any time, and you may revoke Screen Time and motion permissions in iOS Settings.

• The Company is not liable for any loss, missed communication, missed obligation, or other outcome arising from the operation, non-operation, delay, or failure of these features.

• The Company is not liable for any loss, missed communication, missed obligation, or other outcome arising from the operation, non-operation, delay, or failure of these features.

9. AI-Generated Content

9. AI-Generated Content

Stoik uses artificial intelligence (via OpenAI) to generate roadmap suggestions and to read book cover details. AI-generated content may be inaccurate, incomplete, or unsuitable for your situation, and is provided for informational purposes only. It is not professional, medical, financial, legal, or other advice. You are responsible for evaluating and using any AI-generated content at your own discretion and risk.

Stoik uses artificial intelligence (via OpenAI) to generate roadmap suggestions and to read book cover details. AI-generated content may be inaccurate, incomplete, or unsuitable for your situation, and is provided for informational purposes only. It is not professional, medical, financial, legal, or other advice. You are responsible for evaluating and using any AI-generated content at your own discretion and risk.

10. Virtual Items (Focus Credits)

10. Virtual Items (Focus Credits)

The App may include in-app “focus credits” and similar virtual items earned through activity within the App. These items have no monetary value, cannot be purchased, exchanged, redeemed, or transferred for real money or anything of value, and may be adjusted, reset, expired, or removed at any time. You have no ownership or property right in any virtual item.

The App may include in-app “focus credits” and similar virtual items earned through activity within the App. These items have no monetary value, cannot be purchased, exchanged, redeemed, or transferred for real money or anything of value, and may be adjusted, reset, expired, or removed at any time. You have no ownership or property right in any virtual item.

11. Assumption of Risk

11. Assumption of Risk

You use the App, its features, and any interactions with other users entirely at your own risk. Any decision you make based on the App is made at your sole discretion and risk.

You use the App, its features, and any interactions with other users entirely at your own risk. Any decision you make based on the App is made at your sole discretion and risk.

12. Limitation of Liability

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL STOIK, ITS DEVELOPER, OFFICERS, EMPLOYEES, AGENTS, OR AFFILIATES (“THE COMPANY”) BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, BUSINESS OPPORTUNITIES, GOODWILL, OR ANY OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF THE APP, REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE AND WHETHER THE COMPANY WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL STOIK, ITS DEVELOPER, OFFICERS, EMPLOYEES, AGENTS, OR AFFILIATES (“THE COMPANY”) BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, BUSINESS OPPORTUNITIES, GOODWILL, OR ANY OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF THE APP, REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE AND WHETHER THE COMPANY WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THE COMPANY’S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING FROM OR RELATED TO THE APP SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE APP IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR TEN US DOLLARS ($10.00), WHICHEVER IS GREATER.

THE COMPANY’S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING FROM OR RELATED TO THE APP SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE APP IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR TEN US DOLLARS ($10.00), WHICHEVER IS GREATER.

13. Disclaimer of Warranties

13. Disclaimer of Warranties

THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

14. Indemnification

14. Indemnification

You agree to defend, indemnify, and hold harmless The Company from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from: (a) your use of the App; (b) your violation of these Terms; (c) your violation of any third-party right, including any intellectual property or privacy right; or (d) any User Content you create, send, or distribute.

You agree to defend, indemnify, and hold harmless The Company from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from: (a) your use of the App; (b) your violation of these Terms; (c) your violation of any third-party right, including any intellectual property or privacy right; or (d) any User Content you create, send, or distribute.

15. Subscriptions and Payments (Stoik+)

15. Subscriptions and Payments (Stoik+)

• Stoik+ is an auto-renewable subscription billed through your Apple App Store account.

• Stoik+ is an auto-renewable subscription billed through your Apple App Store account.

• Payment is charged to your Apple ID at confirmation of purchase.

• Payment is charged to your Apple ID at confirmation of purchase.

• Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period.

• Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period.

• You can manage or cancel your subscription in your Apple App Store account settings.

• You can manage or cancel your subscription in your Apple App Store account settings.

• If a free trial is offered, any unused portion is forfeited when you purchase a subscription.

• If a free trial is offered, any unused portion is forfeited when you purchase a subscription.

• Lifetime access. The “Lifetime” option is a one-time, non-recurring purchase that grants access to Stoik+ features for the lifetime of the app — that is, for as long as the Company continues to make the Stoik application and its associated services available. It is not a perpetual guarantee and does not obligate the Company to operate, maintain, or support the app indefinitely. If the app or its services are discontinued, suspended, or materially changed, Lifetime access ends or changes accordingly. Features that rely on third-party services (such as cloud, AI, or Apple services) may change or become unavailable over time. A Lifetime purchase is a one-time payment; no refunds are owed for future discontinuation, except as required by applicable law or Apple’s policies.

• Lifetime access. The “Lifetime” option is a one-time, non-recurring purchase that grants access to Stoik+ features for the lifetime of the app — that is, for as long as the Company continues to make the Stoik application and its associated services available. It is not a perpetual guarantee and does not obligate the Company to operate, maintain, or support the app indefinitely. If the app or its services are discontinued, suspended, or materially changed, Lifetime access ends or changes accordingly. Features that rely on third-party services (such as cloud, AI, or Apple services) may change or become unavailable over time. A Lifetime purchase is a one-time payment; no refunds are owed for future discontinuation, except as required by applicable law or Apple’s policies.

• All payments are processed by Apple and subject to Apple’s terms. Refund requests must be directed to Apple.

• All payments are processed by Apple and subject to Apple’s terms. Refund requests must be directed to Apple.

• The Company may change subscription pricing with reasonable notice.

• The Company may change subscription pricing with reasonable notice.

16. Binding Arbitration

16. Binding Arbitration

ANY DISPUTE ARISING OUT OF OR RELATING TO THESE TERMS OR THE APP SHALL BE RESOLVED EXCLUSIVELY THROUGH BINDING ARBITRATION ADMINISTERED IN ACCORDANCE WITH THE RULES OF THE ISRAELI INSTITUTE OF COMMERCIAL ARBITRATION, OR IF UNAVAILABLE, BY A MUTUALLY AGREED ARBITRATOR. THE ARBITRATION SHALL TAKE PLACE IN ISRAEL. JUDGMENT ON THE AWARD MAY BE ENTERED IN ANY COURT HAVING JURISDICTION.

ANY DISPUTE ARISING OUT OF OR RELATING TO THESE TERMS OR THE APP SHALL BE RESOLVED EXCLUSIVELY THROUGH BINDING ARBITRATION ADMINISTERED IN ACCORDANCE WITH THE RULES OF THE ISRAELI INSTITUTE OF COMMERCIAL ARBITRATION, OR IF UNAVAILABLE, BY A MUTUALLY AGREED ARBITRATOR. THE ARBITRATION SHALL TAKE PLACE IN ISRAEL. JUDGMENT ON THE AWARD MAY BE ENTERED IN ANY COURT HAVING JURISDICTION.

17. Class Action Waiver

17. Class Action Waiver

YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

18. Intellectual Property

18. Intellectual Property

All content, features, and functionality of the App (excluding your User Content) are owned by The Company and protected by international copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the App for your personal, non-commercial use.

All content, features, and functionality of the App (excluding your User Content) are owned by The Company and protected by international copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the App for your personal, non-commercial use.

19. Termination

19. Termination

The Company may terminate or suspend your access to the App at any time, without prior notice, for any reason, including breach of these Terms. You may stop using the App and delete your account at any time.

The Company may terminate or suspend your access to the App at any time, without prior notice, for any reason, including breach of these Terms. You may stop using the App and delete your account at any time.

20. Modifications to Terms

20. Modifications to Terms

The Company reserves the right to modify these Terms at any time. Continued use of the App after modifications constitutes acceptance.

The Company reserves the right to modify these Terms at any time. Continued use of the App after modifications constitutes acceptance.

21. Severability

21. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

22. Governing Law

22. Governing Law

These Terms shall be governed by the laws of the State of Israel, without regard to conflict of law principles.

These Terms shall be governed by the laws of the State of Israel, without regard to conflict of law principles.

23. Entire Agreement

23. Entire Agreement

These Terms constitute the entire agreement between you and The Company regarding the App and supersede all prior agreements.

These Terms constitute the entire agreement between you and The Company regarding the App and supersede all prior agreements.

24. Contact

24. Contact

For questions about these Terms, contact: shavitsappscompany@gmail.com

For questions about these Terms, contact: shavitsappscompany@gmail.com

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